Each statement is written to a register where even the database owner cannot change a line: the attempt is refused.
Your capacity to absorb a loss is not declared by you: it is derived from your income, assets and commitments. A comfortable 5/5 on thin savings automatically turns cautious.
We never use more risk than the lower of your capacity and your tolerance: bold but thinly covered, the cover decides.
Each loss is put in euros and set against your emergency reserve: a sum next to what protects you, not an abstract percentage (−10%, −20%, −30%).
Your fees
A fee percentage gets paid in euros, every year.
On a statement, fees are written as a percentage; from your wealth, they are taken in euros. The comparator converts them on your own amounts, at your own rate.
At 1% of assets, our fixed price costs less from €39,000 in assets; below that, the percentage costs less.
1%: an illustrative rate; replace it with yours (it appears on your annual fee statements).